pci • tokenization
PCI DSS & Tokenization Basics for Modern Teams
•5 min read
PCI compliance costs scale with scope. Tokenization removes raw PANs from your systems and reduces audit surface.
Options
- Gateway tokens: simple to start, provider‑bound
- Network tokens: higher approval uplift, provider‑portable
VoltPay supports both models and keeps your architecture portable across providers.
Scope reduction checklist
- Never log PAN/CVV; redact in all layers
- Terminate TLS at trusted edges only
- Use tokenized vaults with role‑based access
FAQs
Do I still need PCI if I tokenize?
Yes, but scope is reduced when card data never touches your servers (SAQ A/SAQ A‑EP depending on implementation).